Cover Holder
Cover Holder
Can I cash and keep the money from an auto insurance co. made out to me and the lien holder?
I have damage to my car, but it's not totalled, just needs a replacement cover for above the wheel. The claims check is written out to me and the lien holder which is a bank. Am I able to keep the cash for other purposes, like bills, instead of getting my car repaired? Or is it required to fix the car b/c it's endorsed to both of us?
If it's made out to two payees, both will have to endorse it before the bank will cash it. Ask the lien holder, they will probably tell you to endorse it and send it to them, and they will make out a check for you to use to get the repairs done. Since they are the legal owner of the car, yes, they can insist the repairs be done.
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Cover Holder